SERVICES

One of the most valuable services I offer my clients is to complete a financial profile. This is a financial planning tool which takes into account a clients assets and liabilities to determine if there are sufficient assets to cover the liabilities in case of death or disability and to make sure the family's goals are achieved, such as a mortgage-free home, college education for the children and an income stream for the surviving
widow(er). The resulting report, which can be up to 42 pages in length, is a valuable tool which I encourage the client to share with his/her other professional advisors.

After a person becomes a client I keep in touch with them on an ongoing basis as needs and family situation change. Lifestyle and situational changes can require adjustments to insurance plans and it is important that these adjustments be made to keep all plans current.

Financial Goals

"Every individual and family needs to make an assessment of their financial position in order to make sure their current and future financial needs can be met....especially in the event of some life-changing event."